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[quote=Anonymous][quote=Anonymous]For donut hole families with high achieving kids this is increasingly becoming a common choice. The cost of elite private universities, which is going to top $100,000 a year soon, is a strain for many upper middle class families. Two kids. $800,000. And when you consider that the type of kid who is getting into Harvard or Duke is likely also being offered considerable merit and even full rides from their state flagships it becomes a fairly easy decision. Many families will take the free ride or the heavy discount over Harvard. And then use the savings for grad school or a down payment or whatever. That's a very reasonable choice. [/quote]

That is the smart choice!  For any kid who is competitive for a Harvard, they can easily find excellent merit a tier or two down.  Heck, kids that are not "highly qualified" can also find excellent merit.  My 3.5UW/1250/no AP kid got 35% of tuition at two schools in the 80s (so total cost was $40K, this was 5 years ago) and got 70% of tuition at a school ranked ~120 (total cost of $30K).  We were not even searching for merit.  It is not difficult to find merit, you just have to step down a bit to a school that values you and gives merit.  I don't consider 80 ranked schools to be "bad school" they were both excellent schools and my kid attended one[/quote]

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