Reply to Why a 300-400k salary doesn't feel rich

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Nothing new here. Another UMC poster with a huge sense of entitlement and no clue how most people live. We make $400k and have two kids. We are not wanting anything. Unless you have medical or special needs, you are either entitled or poor at money management or both. [/quote]

So you admit that you're UMC at 400k, and not rich? Glad you acknowledged it.

Yes, it's great being UMC and having rainy day funds and being able to afford a lot more than someone who plods through life at 50k, but I'm not deluding myself that I'm rich either. I'm comfortable.

Rich is something else different. Financially and emotionally as well. If I lost my job tomorrow, things would become tight even with our savings and investments because we'd not want to blow through it, and I'd always be worried until I found a new job. A rich person never has to worry about money, or even working in the first place. I know people in that position. They live and experience life in a very different way from a working stiff like me.

It's why F Scott Fitzgerald said the rich are different from you and me. Not sure why some people struggle with this. Pretending you're rich because you live in a decent suburb with a six figure income is a laughable concept, and saying you're rich because you have good friends is changing the topic altogether and is something only poorer people say. [/quote]

DP here. Not exactly. We live far enough beneath our means that we’ve amassed huge savings and could live several years with no job or indefinitely with jobs with lower incomes.

[b]You can be rich two ways - by acquiring much or by desiring little. [/b]Life isn’t lacking for us the way it seems to be for you.[/quote]

Nonsense. You're changing the meaning of rich from what is commonly accepted.  :roll: And blaming me! And accusing me of having a "lacking life"! And guess what, I also can live without working for a few years too.

But....

Are you able to charter a private jet and take a group of friends on a fancy safari in Africa? No.

Are you able to drop 10 million for a waterfront house in Nantucket? No.

Are you sleeping at night with the knowledge that your children and even grandchildren will never have to work a day in their lives if they don't want to? No.

That's rich. It's a very different world and way of living. Having comfortable retirement savings doesn't make you rich. You're fulfilled. But fulfilled isn't rich. A poor person can still be fulfilled through close family and friends, but it has nothing to do with being rich. It's clear you have no idea who the rich are.

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