Reply to How is it ok that no therapists take insurance?

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Reply to "How is it ok that no therapists take insurance?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]It is terrible. People need to advocate for better insurance coverage for mental health, PT, OT, and speech. The insurance companies are the problem.  There should be government involvement and oversight that holds the insuranes accountable and regulates that Americans have insurance coverage for mental health, PT, OT, and speech.

Also, the professionals need to be held accountable. If you are a mental health provider, PT, OT, or speech therapist and do not accept insurance- that is WRONG. Although the licensure says "it is ethical," everyone knows it is WRONG. You are part of the problem.   I am a therapist and I have refused to work for the private, for-profit companies for over 20 years. [b]It is also a conflict of interest because the "patient" is your payor source/customer.
[/b]
People- please advocate for your insurance.  Please leave negative reviews for providers who do not accept insurance. [/quote]

By this standard it is a conflict of interest to take high deductible plans too since the patient is paying OOP part or for all of the year.[/quote]

You don’t make sense and understand insurance or copays. [/quote]

I think you don't understand high deductible plans. Until they meet their deductible those patients are paying the full cost of the session. Please feel free to share how that is meaningfully different from a patient paying an out of network provider.

In any case I actually think that if insurance does not reimburse providers enough for them to take
insurance and provide effective care, they should not take insurance. Insurance has to pay if no in network providers exist.

I think the argument that not taking insurance is unethical is ridiculous and you sound like a shill for insurance execs. You want your high salaries and the providers to work for lower than market pay.[/quote]

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