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Reply to "Age, income, and amount saved for retirement? "
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[quote=Anonymous][quote=Anonymous]I will answer honestly because we're proud of the fact that we are both first gen college grads, first home owners, and probably the first in both our families to ever have savings or retirement funds. Me: 33yo, $90k income, $55k saved for retirement DH: 34yo, $110k income, $80k saved for retirement Our incomes are relatively new within the last 18 months so hoping to have more saved shortly. We also have $110k equity in our home based on sheer luck buying when we were 25yo at 2.75% mortgage rate.[/quote] I'm the poster right above you (10:45). If I recall, my tax return from when i was 36 had a total income of $170K. We are immigrants, had zero inheritances and all the money we have (about $7m now 59/54) is through earnings/savings/investments. And we'd just bought our house at a 6.75% 30 year rate! We only had enough cash to put 5% down and that too by cashing in some stock. You are way ahead! [/quote]
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