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Reply to "Are YOU able to keep your housing expenses at or below 28% of your gross pay?"
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[quote=Anonymous][quote=Anonymous]Mortgage is $1100 property taxes are $7200 yearly. Insurance 2k yearly So $22,400 yearly and we make 320k. We pay over 4k a month for daycare so that’s our big money drain. [/quote] I remember thinking when we bought our first place how weird it was that banks didn’t consider daycare expenses in how much we could afford. I mean we couldn’t work without it. We were paying $3k per month- more than our mortgage turned out to be. Then the 2008 crash came and it made sense. They still don’t consider it though.[/quote]
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