Reply to Can't rent because of a charge-off...what can I do?

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Reply to "Can't rent because of a charge-off...what can I do?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]That doesn't sound right.  What place is denying a lease to a person with an 815 credit score?  [/quote]

Score doesn't matter because of the charge-off, we're told.[/quote]

Why would someone rent to you where you are ha history if not paying your bills? I wouldn’t as a LL? Try to rent at crappier places that don’t care as much. Be prepared to pay a lot upfront. [/quote]

Well large apartment buildings and individual landlords rent to people who don't pay their bills every single day. There are apartments that will rent to you if you have been evicted, if you have declared bankruptcy, and if you have a credit score in the 600 range.

In the OPs case, there are several small apartment management companies in the DMV. They almost always have garden style or smaller buildings with a few floors. These might be more willing to work with someone like OP. These are the kind of places that are not going to be up to date with granite countertops, or update bath fixtures and more likely fixtures from when the places were built in the 50s, 60, 70s. It's not ideal but it is a place to live.  [/quote]

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