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Reply to "Your income, HHI, and spending on “luxuries”"
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[quote=Anonymous]I guess I’ll be the lowest HHI of this thread. Divorced, youngest should graduate college in May. HHI $120k- salary, I never got alimony or child support but my XH did pay for half of college. I’m very frugal. I think I would be even if I didn’t have a lower income for this area. My income really doesn’t allow for a lot of splurges. I buy myself a coach purse (not luxury, I know) for $40 every other year at a thrift store. No designer anything that isn’t used, newest car is 8 years old. Only debt is my mortgage at 2.875%. Net worth is around $2 million but that includes retirement and real estate equity. I do travel a lot. I probably spend $2k a year traveling but the trips I take are spectacular. I probably take $15k-$20k worth of trips on that $2k because almost all of my travel is on points and miles. I churn the credit card bonuses. It’s almost a part time job but it’s extremely fruitful. That’s my splurge. [/quote]
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