Reply to How is it possible for people to not be able to afford children?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Op sounds like a troll.[/quote]

This is a troll post for sure. Thinking everyone can "make $150k by their 30s". Should we just not have teachers, professors, physical therapists, nurses in DC? There are plenty of professional jobs that don't make $150k.[/quote]

Understand your point but, as a woman, I purposely didn’t go into a a more flexible but lower paying field like physical therapy, speech therapy, social work etc. I know MANY women who did this, banking on getting married to someone making multiple times their salaries, and then ultimately staying at home with their kids before maybe going back to work. at 22, I didn’t see the ROI- those low paying fields, while extremely noble and possibly fulfilling, require grad school and very little opportunity to make decent money long term. I was thinking along the lines of “I want to get married at some point, but what happens if I don’t? What career would I need to support myself adequately, and has more possibilities for making decent money?”[/quote]

That’s fine, but if no one went into speech therapy your brat would never learn how to enunciate properly. Guess it’s good some people are more selfless.[/quote]

I don’t think people go into OT or ST because they’re selfless. I think they’re possibly interested in it and probably are attracted to the flexibility of it, being that these are female dominated girls. It’s just a gamble in the sense that it’s generally low paying and you need to bank on marrying a significantly higher earner to have a middle class life in any HCOL area.

That said, I have a child in speech therapy and occupational therapy. The therapists charge 125 and 170 dollars for 45 minutes, respectively, and they don’t accept insurance. So maybe they’re not doing too poorly.

But yes, generally I think it’s silly to choose a low paying career out of “selflessness” and I think it’s equally silly to assume that’s why people choose these fields. 
 [/quote]

Yes, a ST/OT who goes into private practice can make decent money.  Most do not deal with insurance and are able to charge like you stated and have as full of a client list as they want, because there is a shortage of ones with insurance.  Most of us don't want to pull our 2nd grader out of school for 3 hours for a 45 min appt weekly, so we pay for the afterschool private therapist if we can afford it.

Most choose the field because they love it, but also do assume they can work part time/flexible schedule once they have kids.

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