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Reply to "How many credit cards do you actively use? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]I didn’t realize that I was such an outlier!! I have 15-20 that I use regularly[/quote] I think it is more work to keep track of all of these. Plus, can you optimize benefits doing this?[/quote] With that many cards you are really getting pretty marginal benefits. And many of them you don't need to use the card to spend anything on to get the benefits. I have an IHG and Marriott card.that I keep solely for the free annual night with each card. No spend required. One has a $49 annual fee, the other $99. So it's easy to get good value out of them. But I never use them for spending.[/quote] I'm a NP, but if PP is playing the points game, this is not uncommon whatsoever. Although usually in the points game, that many cards are not really used regularly, but more so they are churned for sign up bonuses. [/quote]
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