Reply to PSA: Save early

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[quote=Anonymous]I am very grateful to my former employers for requiring attendance at sessions about 401ks, and for offering company matches. I started contributing back in the 1980s at 21, in my first job, always maxing out what I could contribute. They hammered the compounding message.

I was well compensated and had a great career, but by 43, I was laid off and never could find an equivalent or better position. Someone upstream said ageism starts at 50 - heck, I thought it started in the 40s twenty years ago!

Thanks to my savings and investments and my husband’s steady government job, we’ve managed by cutting way, way back. No housekeeper, no dinners out except for celebrations, rare movies, etc. Tonight my college son looked at our stove and said, “Is that burner still broken?” I said, “Yes, it sucks - there are a lot of broken and worn out things in this house.”

I didn’t have to point out to him, but I thought to myself that he knows we’ve prioritized what’s important. This spring he’ll graduate with no student loans and a bright future ahead of him. I will still send him the NYT article pp linked to.[/quote]

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