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[quote=Anonymous]Some of you need to learn personal finance and investing. I finally made over $40k last year after working for 25 years. 
Looking at my SS statement, 20 years I made under $20k and only four years a little over $20k.  
I'm retiring at 50, because I am a master of budgeting and investing. I find personal finance exciting and rewarding. Knowing where every penny goes is the reason I have been able to survive and thrive on so little.
I can go to the store with $50 and come back as if I spent $100 (without stealing anything).
I usually get $400 a year back in cash from CC. This feeds me for several months. My last investment made 30 percent in one month. I saw the dip in price and pick it up. I don't really even need to work anymore as investment income has taken over by now; I did all that on that very low income.
I have so many ideas how to make money/save money that I'm fine making so little now at work. The way it even came about was that I worked 12-hour shifts for minimum pay and I could see that I cannot continue like that forever.
While I do have a better paying job now, the years of working long hours with little pay, taught me a lot. Had I been able to go to school and got a decent job, I probably would have upgraded my life, maxed out the 401k, and do what most people do and work til 62-67.
I probably would have never bothered to look into investing on my own or budgeting or being frugal.

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