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Reply to "Can't rent because of a charge-off...what can I do?"
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[quote=Anonymous][quote=Anonymous]OP here. The late payments don't even show - the last 8 months on my report show "ok." But because the card shows the creditor closed it, it's negative. I can't stop crying. I don't want to live alone for who knows how many years. My life is destroyed. [/quote] Ok, get a grip. This is just not true. Several of us have told you, that you cannot rent from a property management company which tends to be more rigid about rules. But just look in the listings for private rentals. In my area, there are a number at [url]https://forrent.com[/url] Try that and put in your location. If not, you can find private rentals on Craig's List or other listing sites. Google "private apartment rentals <mytown> <mystate>" and you will find a number of rental web-sites that list private listings that are not in large complexes or run by management companies. You should be able to find a place to rent through one of these sites that will not have the same restrictions.[/quote]
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