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Adult Children
Reply to "college children and money"
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[quote=Anonymous]Is this money in a 529 with each child as the beneficiary? I wouldn't change beneficiaries on any accounts. The IRS does consider money in a 529 to be for the benefit of that beneficiary, not the account holder. If it's in a 529, talk to an accountant. There are several options to what to do with 529 money if a beneficiary earns a scholarship or doesn't need it. If this is an account that is only in your name, different story. You can do whatever you want with the money in that case, and the students don't get a say unless you offer it to them.[/quote]
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