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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OK I take the point that you are all aligned on college over porch.  So I will take that into extreme consideration going forward.

On the mortgage vs. student loan thing - I think my DH and DCUM are going to have to agree to disagree.  I get what you are saying about 6% being higher than 3.6%.  But his feeling on the loans is the total amount of interest paid on $150K at 3.6% is more actual money than what you pay on $28K at 6% and then he also feels secure in where we have to live.  [b]Without being able to do the actual math on the interest myself [/b]- I think it's a close enough call to be a wash.

HHI is $300K.  I don't know the actual amounts currently in the 529s - I will find that out ASAP.[/quote]

Why are you incapable of doing the math? Also your husband is a complete moron.[/quote]

If I go to bankrate.com and do the loan calculator - I get $11,283 in interest on the mortgage if we pay it off in 4 years, and $3,563 in interest on the student loans if we pay it off in 4 years. That’s the math I was talking about fwiw.[/quote]

The way we are currently slated to pay off both mortgage and student loans in 4 years as calculated there is $14,846 in interest.  I also put in 28,000 student loans paid off in 1 yr 2 months - with the $400 / week going to that instead of the mortgage ($1,204.84 in interest) and extending the mortgage to be paid off in 5 years 2 months (accounting for the loss of $400/week during the time it went to my student loans) for $15,084 in interest and a total of $16,289 paid in interest to pay off both student loans and mortgage in that time frame.

Again I’m open to suggestions but I am not yet fully convinced that I am brain dead. [/quote]

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