Reply to DD and fiancé are living way beyond their means. Do I say anything?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]I would have a one-time conversation with them that includes an offer to connect them with (pay for) financial advisor who can help them create a budget. If they reject the offer I'd drop it.[/quote]

This is the best advice.

Has DD always been bad with money or is this new?[/quote]

Agree. This is not some moral judgment on living together but is on a topic that can significantly handicap them going forward (financially speaking). It could prevent home ownership, affect retirement savings, among other things. I'd mention what you're seeing and your concern, gently and allowing for the fact that you may not have all the facts. Offer up a financial advisor and/or someone who can help with a budget and flag some of the dangers of overspending. Acknowledge they are not required to listen or take you up on it and say you won't raise it again. Then don't. She's an adult. It would be VERY PAINFUL to watch my kid get themselves into serious financial straits but there would not be much I could do about it. [/quote]

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