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Reply to "How much are you budgeting for long term or elder care?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous] I’d have $250k a person earmarked per person. Chances are great that only one person will need it. [/quote] Why not take 1% of what you earn on that $500K and buy a long-term care policy that you and your spouse can share?[/quote] DP: Because if it's anything like my parents' policy the premiums have gone up and the benefits have gotten more restrictive. They would have been better off investing the amounts they put into LTC insurance and paying for it themselves. LTC policies have gotten a rotten reputation and people don't trust them.[/quote]
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