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Money and Finances
Reply to "I hate being stuck at $230k HHI and feel poor AF"
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[quote=Anonymous]OP, your income isn't extravagant for the DC area. You will have to budget, especially as you are maxing out your retirement. But you don't have kids so no worries about daycare, summer camps, and college savings? You should be FINE. To stop the feeling of living paycheck to paycheck, you should get YNAB and track expenses diligently, and set aside money in sinking funds for predictable expenses. Car repair is mostly predictable. Set aside $400 every month (or whatever the right amount is) for car repair. Home repair is mostly predictable. Set aside 1-2% of the home value every year for home repair. Not redecorating, just maintenance. That's about $375-$750/month. [/quote]
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