Reply to Terrified and depressed due to downward mobility

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]You are either stupid or lazy AF. We only make 150k combined but have 2 houses, 1 a rental and live very comfortably with plenty in savings and money set aside for retirement and college. Our kids are in 2 sports and we make out fine. Now, we do not eat out much, make impulse spending mistakes or spends thousands on clothes. We do vacation to fun spots but not mega budget busters like Europe or beyond. We are saving to go to Europe next year hough and it will not break our bank. You have to be smart and humble. [/quote]

Not OP but much of this is dependent on location, and there are people who move to HCOL areas thinking their salaries will go up as they gain seniority, but then stagnate and they get priced out. I'm guessing you live in a LCOL area, or maybe moved to your area when real estate was much cheaper and now have cheap mortgages that make your income feasible.

I do agree with you that you have to budget properly and live within your means, but that's not really what OP is talking about. She's not saying "we go out to eat 5 nights a week and take expensive vacations but feel very poor because we can't actually afford those things." She's just saying she feels middle class after growing up UMC and it's a bad feeling. Likely there were things her parents afforded when she was a kid that now she can't afford or give to her own kids, and that's a bad feeling. It doesn't mean she lives outside her means, in fact it indicates she lives within her means but knows what it's like to have more means and that dissonance is where the unhappiness comes in.

[b]Nothing like knowing exactly what you're missing to make it harder to be grateful for what you have, even when you have a lot compared to most people. Thus the psychological problem of downward mobility[/b].[/quote]

This is it [/quote]

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