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[quote=Anonymous][quote=Anonymous][quote=Anonymous]They keep using the excuse of insurance companies but many providers refuse to deal with them even before going concierge (i.e., they make the patient pay in full at time of service, and have to hound the company for reimbursement). So, that is BS.[/quote]

I have a bunch of doctors and have never even heard of this -- you must be out of network for your insurance.[/quote]

Some doctors simply don't do insurance.  My Functional Medicine MD (not naturopath, but full MD) does not do insurance.  They never did, but now recently switched to a CM approach, where you must pay for the full year of access.  (with levels of 2, 3, or 4 visits per year).  I happily pay for it.  Means when I have issues I also have full access to my Func med doc.  This past month had an issue and spent at least 1.5 hours of the docs time communicating with me as well as the team finding a solution to my issue and finding the right supplements/meds that I'm not allergic to.  All part of what I pay $1500/year for.  3 visits and unlimited access to the doc via email/consulting.

They dropped insurance years ago, because they do 1 hour appts and insurance reimburses $35 if they cover it.  My doc used to charge $250 for the appt.  They can because there are not many functional medicine doctors out there so you have no choice.  I prefer the concierge approach, as it will help keep my doc in business and it's an essential part of my health plan---cant' live well without it. 
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