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[quote=Anonymous]Another key strategy is to minimize your tax bill in retirement. 401K withdrawals/RMDs are taxed as ordinary income. Forget that. Capital gains and qualified dividends are taxed at much lower rates in most cases. Roths and Roth conversions mean tax free withdrawals. Oh and then there is the “Buy, Borrow, and Die” strategy where you don’t pay taxes on money used from taking equity loans. Govt doesn’t tax debt. When you die, cost basis of your investments reset assuming this out-of-control spending govt doesn’t change the law.[/quote]
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