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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Husband and I are 53 and 50. We make about $250k combined. A few years ago it was more like $150k.

We have about 1.7m in savings, and about 600k in equity on a $1m house.

Our goal is 3.5m, with the house paid off and the two kids done with college. (We have separate 529s for that). That gives us about $125k a year.

Approximately early 60s retirement. The wildcard for us is no healthcare (neither of us is fed) so we may not be able to retire u til 65 depending on the cost of private care and our health in 10 years. [/quote]

At first I thought this was us!  Except the ages are a little off. And our savings amount is more like $1.4M with a goal of $2M by retirement at 62. House and college are the same. But one of us is a fed, so we have the health insurance option and we have the pension, so we hope to approach $200K in 2023 dollars. [/quote]

Yep, except for the fact that you have a 1.5 million difference in savings goals, one is retiring with a pension/health insurance and the other with neither, and a post retirement spending plan gap of 75k/year you guys could be twins! 🤣[/quote]

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