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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Marriott and Hilton redemptions are really bad. Upscale resort hotels in good areas can be easily over 100,000 points PER night. Hilton at least waives the resort fee but Marriott does not. They both make the 5th night free but you are still talking 400k points for a 5 night stay. Puts the co-branded credit card bonuses into perspective - they aren’t as big as they sound. [/quote]

The benefit of the cobranded card is the annual free night.  They are really worth it if you like to stay at high end places.

The Hilton Aspire is $450 annual free but gives you 1 free night at nearly any hotel worldwide.  Plus a $250 resort credit which can go toward either the room rate or incidentals, plus a $250 annual airline credit which should be used for airline incidental fees but I've also had success buying southwest gift cards, lower priced southwest flights, or united travel bank reloads.  I profit every year with this card.

The Marriott card that is now $650 annual fee - you get $300 year in restaurant charges credited back, so really it is $350 a year and you get 1 free night certificate for hotels that are 85k points. I am using it at the St Regis Bal Harbour for spring break and the regular rate is $1300/night.  You're effectively paying for a free night at a high end hotel in advance for $350.[/quote]

All of that is true. But the actual points you earn, including the signup bonus, are practically worthless. [/quote]

The beauty of these cards is that you don't necessarily need to put spend on them. Just the minimum to get the various credits.  We put the rest on our chase sapphire.  [/quote]

Ok. 150k Hilton points is 3 nights in a random Hampton inn. That’s just not that valuable to me, when I can be earning bonuses on better cards, but if it works for you, great. [/quote]

Instead I could be earning 90k chase points which is 2 round trips to Hawaii. Worth a lot more. [/quote]

Why "instead"?  YES AND[/quote]

I’m below 5/24 so I’d never waste a slot on a non-Chase card, which Hilton is. [/quote]

5/24 applies to all cards, not just Chase.  I believe business cards don't count though.[/quote]
5/24? [/quote]

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