Reply to Which travel points program/credit cards do you use?

Forum Index » Travel Discussion

Reply to "Which travel points program/credit cards do you use?"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous][quote=Anonymous]Is Chase better than Cap One Venture?  Can someone explain why?

We have flown overseas as a family for free, paid for AirBnBs, hotels, even tours, all via the card.  And we book directly with the airline/hotel/etc, you then get credits to your card using points[/quote]

CapOne Venture is essentially a cash back card.  It doesn't really have any value more than say the Citi Double Cash card, which gives straight 2% cash back.  That's not to disparage it- that's a solid return for everyday spending, and for the average person, who doesn't want to mess around with multiple options, figuring out award program sweet spots, etc, it's a very good approach.

If you get deep into the Chase ultimate rewards "ecosystem" you have a lot more ways to utliize points because of all their transfer partners.  You also have a lot more ways to get credit card signup bonuses and spending bonuses.  So you can do things like get a few card bonuses and transfer to say Air France and United for business class tickets to Europe- we did that last summer.  But it takes a significant amount of work and learning to get to that point, so it's definitely not for everyone.  You also have to be comfortable with signing up for a good number of cards to utilize the signup bonuses- again something not everyone is comfortable with doing, or thinks is worth the hassle/work, which is totally understandable.

There's a reason people often call this a hobby.[/quote]

Thank you for this - I appreciate it![/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics