Reply to Lent car to nanny and she got in an accident off duty, $13k of damage what should she pay?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Sorry, its on you. I don't even think you should pursue the deductible.

Two lessons here:

1. Letting people not on your policy drive your car is a risk. If she IS on your policy then you truly have no leg to stand on.

2. Buying, rather than leasing, luxury vehicles is foolish. If this were a lease, it'd be the leasing companies own a diminished value car, not you.[/quote]

At the end of the lease the company would hit you with a diminished value from the accident why is this any different with a paid for car?[/quote]

I don't think this is typically attempted. If the repairs are made properly and in good faith (and with the lessor being in the loop) they will probably not make such a claim at lease end. More likely (but still unlikely, I think) is they make a claim for DV along with the repairs at the time of the incident.

Whatever happens, you are getting rid of the vehicle at 36 or 48 mos. Whether someone (an ins co) has paid a DV claim or not is irrelevant. You are out of the damaged car and aren't left trying to trade a car with little value that you paaid a lot of money for.

[/quote]

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