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College and University Discussion
Reply to "Make our kids take loans and pay them at the end as surprise, good idea?"
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[quote=Anonymous]One of my siblings is reasonably well off financially and has one child. The sibling could easily afford to write a check to cover the costs. Instead, they chose to have their child take out loans to cover any amount that was not already covered by scholarships. The deal was that if the child graduated and maintained a sufficient GPA, then the parent would pay off the loans. If the child didn't graduate or failed to maintain the GPA, then they would be responsible for repaying the loans. I think that was a good way to strike a balance between helping set your child up for the future, but also making them take personal responsibility for the choices they make. My sibling wasn't going to finance 4 years of partying and a 2.0 GPA. I don't like the sneakiness though.[/quote]
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