Reply to $80k In Debt Worth It for Ivy Undergrad?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here. My last parting words are that I think commenters here are having a hard time grasping how $80k in loans (and this would be mainly borrowed from predatory lenders like Sallie Mae or Discovery) would handicap me post-grad. I would basically have to take a high-paying career after graduation to chip away at the principle.

I think DCUM posters generally value things like money, prestige, and status much more than I do (and IMO this is part of the reason why I'm so unhappy at Columbia). I personally value doing something fulfilling even if it's not high-paying, and graduating debt-free is not conducive to that. So maybe I'll go to a Seven Sisters for free and have less opportunities than if I stayed at Columbia. But which employers are more likely to value a Columbia degree way more than a SLAC or state school degree? Probably a high-pressure, competitive, status-driven employer in finance, tech, or consulting that I'll have no desire to work for.

Peace. I realize my mentality is at odds with the social-climbing nature of the DMV. It's taken me months of therapy to get to this conclusion, but I'm glad I got to it before taking out a life-changing amount of student debt. [/quote]

No,OP. We aren’t having a hard time grasping anything. You come off here as a spoiled brat who can’t find anything you want to do because no one has ever told you that [b]WORK can be unpleasant.[/b] You are t happy anywhere … so you blame your parents. You didn’t like Ivy League. You hate your job, etc. I’m kind of baffled why you think you are supposed to be running in the fields  throwing up flowers at any if these experiences.  And so you blame your parents. They are simply trying to help you finish your degree. No you can’t take out that money on your own they must co-sign but they are willing to. I can’t tell you how many families I know who cant even offer that. Do you realize done grad students, law, med and dental have $400 k+ in loans to pay off? And here you are complaining about $80 co-signed by your parents. I struggled as a first ten through Harvard law school. I clerked for two years for a miserable $24k a year. I worked at soul sucking law firms to pay it off and was still paying off both college and law school at age 37 but I was grateful for every door that Harvard opened for me. And grateful that I didn’t have to saddled my middle class parents with my educational debt.  I do think, as others have said, that you need intensive therapy to get over the hatred you have for your parents. They wanted only to give you what they did not have. While in therapy talk to your Ivy about taking community colleges credits to try and finish out your degree. Most will accommodate [/quote]

+1000

[b]OP, you're a spoiled ingrate and I can start to understand why your parents told you that they wished you succeeded in your suicide attempt. [/b]Working freaking sucks regardless of your job -- even if it's at a nice little NPO or in a publishing house or whatever artsy self-indulgent shit you want to do post-grad.

You're delusional. Suck it up, take the $80k out to finish at Columbia (an amazing school that most people would kill to get into!), and take whatever soul-sucking job you can to pay off those loans. Who gives a shit if your 20s suck because you're working 80 hour weeks at McKinsey or Goldman Sachs to pay your loans off? You have an opportunity most people would dream of.

BTW, if you were my kid, I wouldn't pay for your college at all. You are WAY too immature, bratty, ungrateful, and lazy to take advantage of college. [/quote]

WTF[/quote]

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