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Reply to "Is anyone not saving to pay for all of their kids' college?"
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[quote=Anonymous][quote=Anonymous]Speaking of CC’s, the first 2 years at CC becomes irrelevant because the last 2 years of college (transfer into a university) is where you get the degree.[/quote] +1000 PP stated her DD gpa is maybe a 3.3 UW and 3.6ish W. So unless DD was taking all AP courses in HS (which I don't think is the case), then her DD is a perfect candidate for CC. She seems to be still finding her footing academically and is interested in business (the first 2 years of courses for a business degree are typically offered at most CCs) and family cannot afford to help pay much for college and doesn't want to take parent loans. Then CC gives her DD a chance to take college courses, get her footing and figure out what path she truly wants to do, all while not requiring $20K+ in loans per year to do so. Get the basic courses out of the way for that degree at the CC at a much more affordable rate, then find the best fit (including affordability) for DD for the last 2-2.5 years. The degree will come from the 4 year university ultimately. Other option is to look at universities where your DD is at the 75%+ for GPA/SAT and apply there. You state you don't like the "crappy graduation rates" at those schools. Note that many students still work hard and graduate from those schools---some may just take a bit longer for a variety of reasons (first gen student, lower income student who is struggling financially and might need to take a semester off to work, or take a lighter course load to work or take time off to help the family financially, there are a variety of reasons why some kids take 5-6 years to graduate or drop out). Personally, I think with a 3.3 GPA and not able to cash flow university, I would seriously look at CC for at least a year. Let your DD focus on academics (without the worry of major financial costs) and let her then focus on finding the right fit school to transfer to after 1-2 years. Many people take this route, although you wouldn't know it from DCUM. [Note: if your kid had a 1400 SAT and 3.8 UW gpa, then they could find a variety of private schools that would give them decent merit. Same can happen for your kid, but as you have found out, that may mean a school with "crappy graduation rates". Personally I'd pick the top notch CC to start at, do well there and transfer. But still search for the right "fit" in all aspects for a 4 year college, just prepare your DD for the financial reality so that she's not too upset if finances mean she has to attend CC first.] [/quote]
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