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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Adding that I know the financial aid package issue is one reason to not ED, but [b]assuming you are prepared to be full pay[/b] my question is why not apply ED?[/quote]

That's a big assumption.  Most people put money front and center in making decisions about college.

ED is affirmative action for the rich.[/quote]

Stop with the bs.  The npc tells you if the school is affordable or not long before the ED decision needs to be made.[/quote]

Affordable according to the school, which may or may not be what a family can actually afford.[/quote]

Right - so then you don't apply if it's not going to be affordable.   :roll: 
DP[/quote]

Right.

Like I said, affirmative action for the rich.[/quote]

DP: But it's not like it's going to be any more affordable RD.  And if you're so top-notch that you think you're going to get a merit award then it doesn't really matter whether you apply ED or RD, you'd be getting in because merit awards are not awarded differently between the groups (or if anything RD is favored at some schools to lure top candidates).  SO I think you're not really understanding how the finances work.[/quote]

I know exactly how the finances work. I advise people on this for a living.

We mostly have no way of knowing whether merit awards are awarded differently between the groups, or for that matter what the amount of merit scholarship money will be.  At the University of Rochester information sessions, for example, the admissions people say that if you depend on merit scholarship money to attend, you should definitely not apply early decision. The admissions rep at Washington University in St. Louis says the same thing.

If you are reliant on merit money to attend, then with very few exceptions you cannot apply early decision because it’s too risky.  Since the decision to apply is binding if the student is accepted, and since you do not know for sure whether the school will give your kid any merit scholarship money, applying ED amounts to a blank check. For many families that is an unacceptable risk. That’s my point.[/quote]

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