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[quote=Anonymous][quote=Anonymous]OP here - our HHI is high but we're near retirement and want to save as much as we can. However, it's always been like this for us. I do like cooking - and am a better baker than cook but I never realized how many don't know HOW to cook. I grew up poor (so did husband and on a farm with no restaurants in town) so this is normal for us I suppose. I didn't eat at a restaurant until I was 10.

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I don't think you are really high income. However whatever you think is your reality to you just keep keeping on.

Spending 1,000/mo on eating out isn't going to break our retirement plans. That expense is a line items that amounts to nothing, but noise.

You're gonna freak out, but my kids love a night out at a French restaurant by our home. It's a fix prix menu and usually $100/pp+ and this doesn't include wine. Their favorite steak place is The Palm.  We don't do this every week, bit certainly a few times a year.  This will not prevent me from retiring at 54.[/quote]

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