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Reply to "Why is DCUM SO conservative with housing?"
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[quote=Anonymous]1. We don't make as much as the salaries posted here. HHI around 180k. 2. Bought a house for 400k, seven years ago. Could have went higher, but we already survived the 2008 collapse in San Diego county. We held on to that house for ten years after we moved so that we could make a profit. We didn't buy in the bubble, but housing prices dropped there so drastically, it didn't matter. 3. Now we have two in college. We are able to pay for their tuition. It's tight, but we couldn't save 200k on our salaries at the time for future college expenses. So now we pay each semester as we go. That's how many of us donut hole families are able to pay. We couldn't save a full amount the last 18 years due to lower incomes, student loans, daycare, health care, etc. So once we started making more, we bought less. Right now we have no car payments, no student loans, and an affordable house payment. [/quote]
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