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Reply to "670 score, 16k, want to borrow 700k"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]You might get a mortgage but you’re not going to get a great rate. 16K isn’t a lot for a down payment. Do you have other savings already? I think that mortgage is way too high...I’d say tighten up your spending discipline before jumping into a mortgage...[/quote] Can’t I refi for a better rate a year or so in? At least 4500 would go toward actually equity and then interest would be tax deductible right? [/quote] Serious question. What do you think “tax deductible” means to you in dollars? Say you pay $17k/year in mortgage interest. How much do you think you “save” on taxes as a result of that?[/quote]
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