Reply to How old are you and how much do you have saved in retirement?

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Reply to "How old are you and how much do you have saved in retirement?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous]

36 year old here as well...  $0 savings, $0 retirement, $12.56 in cheating account.

Hope this makes you feel good about yourself OP.[/quote]

I don't think there's any reason to give the OP a guilt trip.  You're unnecessarily assuming that her intentions were bad.  I believe that she's genuinely curious, and wants to know if she's on the right track.  No need to be obnoxious.

Personally, I find these threads useful.  I started saving for retirement about 10 years ago.  Before that, I had zero saved.  But, I read posts like this (on another forum) and it got me thinking, and I made retirement a priority.  I'm grateful that I saw how other people were able to save, because it gave me a kick in the pants to save for myself!  And, I think of these kinds of thread when I'm at Target, and trying to talk myself out of buying another ridiculous wicker basket/picture frame/candle/piece of crap that I don't need.[/quote]

OP here. Thank you PP, this is exactly why I asked. This thread has been really helpful.[/quote]

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