Reply to How do people in their 30s afford 3 kids?

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Because they have money. Next question. [/quote]

Where do they get this money from? I make $300k. I struggled in my 30s. I received nothing from my parents. Do these people’s parents just give them money?[/quote]

I did not have any student loans - my college was paid for by Pell grant and TAP (NY state grant).   I started working right after I graduated from college and did not have that aimlessly drifting around barista period.  I did not struggle in my 30s either.  By the time I was 30, I was married, had two kids and a house.   The down payment for the house came from the condo I bought at 24.[/quote]

+1 My parents made squat growing up and certainly couldn't give me money for college considering they never even saved for their own retirement.  I did not take out huge loans, had some scholarships and had my loans paid off in 3 years after I graduated.  I also worked multiple jobs before I had kids.

We now have 3 kids (my age at their birth was 32, 34, 35) who go to public school (one in preK) and do not have daycare expenses due to how we stagger our schedules at our flexible fed jobs.  DH and I HHI is around 250K and we do fine.  We live in a modest 4BD 2.5BA home on a quarter acre in a DC burb and fully realize and appreciate how fortunate we are to have the jobs we have.  All 3 kids have a 529 plan and we contribute to our own retirement so at least I'm going to be better off than my parents and have my kids set up with something for school.  It's definitely possible OP![/quote]

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