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[quote=Anonymous][quote=Anonymous][quote=Anonymous]OP, had NO plan for how to pay for college[/quote]

That's simply not true and quite frankly I am offended that she would even suggest that I am too poor to pay for college. You do not know how much DH and I make in a year, nor if we had a college savings plan lined up.

The fact of the matter is our child LIED to us and continues to be lazy and reject any semblance of applying to schools or getting a job. We are at our wits end but don't know what to do. He cannot afford to live in this area, but we cannot continue to subsidize him, especially since our incomes have been impacted by Covid-19.

I am asking for help on what to do, not asking you to make snap judgments and silly comments about my perceived inability to pay for college.

Me and DH have a combined HHI of $150,000/year. Of course we could pay for college.[/quote]

First of all, he is probably embarrassed --  I would be if my mom wrote [i]ME and DH[/I]. (This grates me wrong. I am usually ok with errors, but should be DH and I have..)

Second, if you have not saved for college, you are not paying for it on a 150K income.  A private school is 1/2 your family income, and is not deductible.  You can borrow though.

As for your kid, I am assuming the 3.75 is UW.  If that is the case, it is good enough for VT, but not UVA.  And definitely not HYPS.  If it is weighted, JMU (assuming you are VA) may be a reach. But the thread is not about the kid's grades.  Rather it is his attitude.

You need to lay down the law:  he has to do something:  Work, school (Community college is fine), or military.  If he works, you charge him a minimal amount of rent.

It could be he is clueless as to what he wants to do.  It could be he is depressed.  Or it could be substance issues.  Or all of the above.  If it is depression, he needs to get that treated first.  Both meds and therapy.

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