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General Parenting Discussion
Reply to "Third Child or Advanced Degree? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here. We don’t have separate finances but I like to be realistic that anything can happen and I will be the sole provider. I do not want to quit my job ( I did go PT for 1 year with each kid) because anything can happen and I want to be able to contribute financially. My husband is not comfortable with a SAHM and wants me to work. [/quote] Do you really want to go to school or is it your husband pushing you to go? He won’t let you be a SAHM? He sounds like a jerk. He makes more than enough to allow you to stay home. I wouldn’t quit my job because I can see divorce in your future. [/quote] She needs to make her own money. Of course he doesn't want her to be dependent on him.[/quote] Ok. But she really isn’t contributing much to their finances. She makes $80k/yr. He makes enough that everything she makes is taxed at 35%. Plus state and local taxes and social security. So she brings home maybe $45k/yr. And then she pays for childcare while she is working. Let’s say she only has her nanny part time and pays $20/hr for 25 hours/wk. That’s $500/wk x 52 weeks/yr = $26k/yr. So after taxes and childcare, she brings home roughly $1500/month. Meanwhile he brings home roughly $20-25k/month. I just don’t see how it’s really even worth it for her to work. Particularly if she doesn’t like her job. [/quote] NP. This thread is odd. I make $30k/yr and DH makes $120k/yr. Is this a point of contention for couples ?!?[/quote] It would be for me. I think it’s odd to expect your spouse to work full time if they want to be at home with the kids and it doesn’t make any difference to your finances. Does your DH have a thing about you not being dependent on him too? [/quote] I think it's odd that you assume OP WANTS to be at home with the kids. She has a job that she wants to get an advanced degree in. Most people who don't want to work would take that path. So it sounds like she doesn't want to stay home with her kids. It's also not demonic that her husband doesn't want a SAHM. I know men like that and they're not jerks, they just don't like the SAH dynamic. I wouldn't want a SAHD, to be honest. It's one thing if you're talking when the kids are young, but she said she stayed home with each of them for the first year. There's more to working than the paycheck, which some people can't seem to comprehend.[/quote] I don’t know. If you don’t want to married to a SAHM, then don’t marry a nanny when you make $350k/yr. [/quote]
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