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General Parenting Discussion
Reply to "Third Child or Advanced Degree? "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here. We don’t have separate finances but I like to be realistic that anything can happen and I will be the sole provider. I do not want to quit my job ( I did go PT for 1 year with each kid) because anything can happen and I want to be able to contribute financially. My husband is not comfortable with a SAHM and wants me to work. [/quote] Do you really want to go to school or is it your husband pushing you to go? He won’t let you be a SAHM? He sounds like a jerk. He makes more than enough to allow you to stay home. I wouldn’t quit my job because I can see divorce in your future. [/quote] She needs to make her own money. Of course he doesn't want her to be dependent on him.[/quote] Ok. But she really isn’t contributing much to their finances. She makes $80k/yr. He makes enough that everything she makes is taxed at 35%. Plus state and local taxes and social security. So she brings home maybe $45k/yr. And then she pays for childcare while she is working. Let’s say she only has her nanny part time and pays $20/hr for 25 hours/wk. That’s $500/wk x 52 weeks/yr = $26k/yr. So after taxes and childcare, she brings home roughly $1500/month. Meanwhile he brings home roughly $20-25k/month. I just don’t see how it’s really even worth it for her to work. [b]Particularly if she doesn’t like her job[/b]. [/quote] Once she has the degree, maybe she will like the new job better.[/quote] Maybe. She said that she wanted the degree to have better hours though, not because she thinks she will like it. [/quote]
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