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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]If you need to finance a boat, pool, second home, vacation cruise etc then you can't afford it. These are all cash items only.[/quote]

You should be able to buy a second home in cash?  Come on!  You must be incredibly wealthy and out of touch to think that.[/quote]

ITA with him/her that you should be in a position to pay cash for any of these items or you shouldn't buy them. I say this as someone who constantly daydreams of a yacht purchase in 10 years or so, and whose parents didn't buy their second house until they were in their 60s. 
[/quote]

Agree. Also, no leasing cars either.[/quote]

We lease cars but they’re not luxury cars by any means. We do this because we have terrible luck with cars. We used to buy and we’ve never had one last more than 2 years.

Eh, we lease a car because we can throw money away for the convenience. I don't want to pay for a maintenance on a luxury car that's a depreciating asset, when I can dump it after three years.

But my other car is a purchased Toyota, so it evens out.[/quote][/quote]

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