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Reply to "Separate finances: how to deal if one spouse isn't saving enough for retirement"
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[quote=Anonymous][quote=Anonymous]OP here. So, DH is calculating that he will need $10-15K/year for his kids to attend his or another association college. Big savings but not free. He makes $75K/year. He is 48 and has $45K in his 401(k). No pension. He is in the humanities and not a researcher (so his career is really based on the teaching at this point), and was thinking he'd retire around 65. But that's a number in his head, assuming he's well enough to teach up until then. He doesn't want to teach forever and just hang on to hold onto the income.[/quote] OP, did you guys talk ANY of this through before you got married? If he was just a single dad, those kids would be getting financial aid. Now they won't. And how is he still only making $75k per year at 48? Does he teach at a community college?[/quote]
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