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Reply to "Does everyone on DCUM max out retirement?"
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[quote=Anonymous]Parents paid for college and graduated into Wall Street type of job. Maxed out every year and transitioned to places with good match / contribution (10%), have $450K between 401k Roth traditional and HSA at 30 as an individual (wife has a little bit too). The thing that amazes me is I graduated with a bunch of similarly privileged and saavy people, many of whom had no debt and $100K+ starting compensation, yet few took full advantage of that and maxed out from the beginning. I would never hate on someone with student loans or a lower lying job for not maxing out, but if you are lucky enough to be able to, it’s a crime to not take advamtage of it. The most common reason is “I’m 25, 60 is so far away” but that’s the whole point. You have so many more years to compound. It’s so powerful to start early (if you can). [/quote]
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