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Reply to "Does everyone on DCUM max out retirement?"
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[quote=Anonymous]I guess I'm in the minority having put in the IRS max almost every year since I started working (I cut back the first few years after I took a massive pay cut to join the government). 19 years of work, $700k balance. I could do this because I had a high salary to start, paid off my loans fast, have been continuously employed, never had a health crisis, always lived below my means, had kids late (now our HHI is high enough to keep maxing despite kids).[/quote]
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