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Reply to "Does everyone on DCUM max out retirement?"
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[quote=Anonymous]I'm a teacher, so my situation is a little different. In my state, my district puts 9% of my salary into the teacher's retirement system. Teachers also put 9% into the retirement system (this is automatic and mandated). But, then my spouse and I both put another 5K a year into our IRA accounts, as a supplement. We save more now in case the pension fund ends up bankrupting the state, which it might. We also save more now so that if the pension fund stays around as is, that I can retire earlier rather than later. Essentially, my teacher husband and I save (along with the district's portion) about 20% of our income. We'd like to save more, but we can't seem to figure out how.[/quote]
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