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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Aren't most people still working when their kids are in college? I'm saving for both my kids, but I'm also assuming that large amounts of my paycheck during their college years will be going towards paying their college expenses. Why are people thinking they need to have saved the total amount by the time their kids start college?[/quote]

+1. By the time my kids go to college, we're projecting that'll we have saved about half about their college expenses. Which makes it easier to pay the rest from our salaries. If college is $74k a year, half of that is $37k, which is basically what we paid during the daycare years with no savings at all, and when we both earned so much less than we do now. [/quote]

I opted to be a SAHM. I only recently began working. Not sure how we will make it since we are by definition a donut hole family. Seems unfair that our current income is counted against us. Considering staying home, again, until kids are out of college. May make more sense, tbh. Then we can get FA.[/quote]

Holy crap.  Read this again, PP.

You are complaining that it's unfair that your current income is counted against you, when you removed yourself from the workforce for years.  Moreover, you're considering doing it again, so you can get aid?

You aren't ashamed of yourself, typing this out?

Since you went without your income for so long, and apparently comfortable doing so again, you should be able to direct that income entirely to college.  That'll help.

Again, giving low income kids a hand - great.  Giving "aid" to families who decided to not do all they can to pay for college themselves?  No thanks.  
[/quote]

I'm going to go ahead and disagree. I don't think anyone should need to pay the full price for a college education at the levels of tuition being charged today. We are UMC (but not rich; we have no parental help or similar luxuries) and saved aggressively for college. But, that money -or a portion of it- could have been used for many other things. But, we know we can't do that b/c of the price tags and our income will be held against us. It's absurd that people pay such wildly different prices, and so much different aid, for the same education. We saved and we'll be punished for that.

Yes, I'll say it, I have a big problem with that. [/quote]

You have a problem with making good money, saving it, and being expected to use it for its intended purpose?

You're unhappy because even though you prioritized savings, you'd rather have used that money for other things?

You are unhappy with people getting any aid whatsoever?

This is completely incoherent.  [/quote]

Just because you disagree doesn't mean it's incoherent.

[b]I am not opposed to people getting aid, necessarily.[/b] But, why am I supposed to save money and forego other things to do so and foot a full pay tuition for the same education other peoples' kids are getting at reduced costs? We do not live a lavish life. We are civil servants and have one modest home. 1 car 11 years old; the other bought used. No vacation home or other big luxuries. We have to make choices as to house repairs and stagger them to afford them. We are not rich. We have no family support, trust funds, etc. None of our parents went to college and we have worked our asses off. Yet, I have to foot a tuition bill like I am well off?

We have lived responsibly, within our means. And we will be punished for that. Our DC's college is going to cost tens of thousands of dollars a year b/c we won't get one cent. Yes, I feel College is too expensive. But, I also feel that the payment options punish those who save for it. We gave up many things to save that money, not just "luxuries."

I don't really care what you think of my complaints. So you can take your snark somwehere else. [/quote]

You are the classic "I am middle class" poster who makes, what, $250k?  more?

"I'm not rich, why are other people getting help, why should I have to save?"

Because you make a shit-ton of money, and you should use some of it for your kid's college.

Not sure who is more ridiculous, you or the SAHM complaining that the money she makes upon returning to work should be used for college.  So whiny.  Let me guess, Trump supporter?  [/quote]

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