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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Aren't most people still working when their kids are in college? I'm saving for both my kids, but I'm also assuming that large amounts of my paycheck during their college years will be going towards paying their college expenses. Why are people thinking they need to have saved the total amount by the time their kids start college?[/quote]

+1. By the time my kids go to college, we're projecting that'll we have saved about half about their college expenses. Which makes it easier to pay the rest from our salaries. If college is $74k a year, half of that is $37k, which is basically what we paid during the daycare years with no savings at all, and when we both earned so much less than we do now. [/quote]

I opted to be a SAHM. I only recently began working. Not sure how we will make it since we are by definition a donut hole family. Seems unfair that our current income is counted against us. Considering staying home, again, until kids are out of college. May make more sense, tbh. Then we can get FA.[/quote]

Holy crap.  Read this again, PP.

You are complaining that it's unfair that your current income is counted against you, when you removed yourself from the workforce for years.  Moreover, you're considering doing it again, so you can get aid?

You aren't ashamed of yourself, typing this out?

Since you went without your income for so long, and apparently comfortable doing so again, you should be able to direct that income entirely to college.  That'll help.

Again, giving low income kids a hand - great.  Giving "aid" to families who decided to not do all they can to pay for college themselves?  No thanks.  
[/quote]

+100  PP the idea that you think your kids should get the same aid as kids that are going to college from impoverished homes because you didn't want to work for most of their childhood is deeply gross.[/quote]

When I was a SAHM, we lived within our means. We didn’t take fancy vacas and bought our cars in cash. I made the choice to SAHM, and don’t understand why my kids our penalized now that I work. Mind you I work two part time jobs because it’s not as easy as one thinks to get a FT job after choosing to SAH. But you think I should feel shame?! Why? I raised my kids and took a financial hit to do so. I will do so again so that my kids can get FA. Our country is messed up when SAHMs are penalized for working a few years before college. [/quote]

Why should we subsidize SAHMs?

And no, you didn't live within your means.  If you had, you'd have saved for college.  But, you ignored that, and now either don't think it's fair that money you earn after returning to work should be used to pay for college, or just want others to pick up the tab.

Yes, you should be ashamed.  [/quote]

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