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Cars and Transportation
Reply to "Car Lease - 45K car - zero down?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]You cannot afford it, if you don't have enough for a down payment. [/quote] OP: don't let the dealer sell you on monthly payment. Ask them for money factor and residual value (for the mileage amount you want, 10K, 15K, etc.). If they refuse to tell you, walk out. Once you have these two numbers, you can run the lease payment yourself (do you know how?). Last, pick the car/options/color/etc. then NEGOTIATE the price just like you are buying a car. [/quote] This. I walked into my last purchase negotiation, which was going to include a trade-in, with my laptop out. The guy was NOT psyched. He kept trying to bring it to monthly payment. I kept bringing it back to value of the trade-in, the purchase price, and the loan rate.[/quote]
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