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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote]corporate employer health insurance do not have pre-existing clause[/quote]

Before ACA this was NOT true.[/quote]

Really? I worked at multiple different employers prior to ACA and none offered health insurance w pre-existing clause.[/quote]

NP here and I remember they used to issie some type of letter when you left a job verifying you had qualifying coverage or something like that.  You could still get insurance but I think pre existing conditions werent covered for a year or something if you had a gao in coverage.[/quote]

I do not remember which law, but it was in the 90's (Pres. Clinton) who signed it that made it so pre-existing conditions were not an issue with employer sponsored health care.  Maybe HIPAA was the law.

I will say that today, if health care was not an expense, I could retire early (55).  However, because of a few chronic conditions (Cancer, Diabetes, Heart Disease) I can not risk being without insurance.  I will retire when eligible for Medicare.[/quote]

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