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[quote=Anonymous][quote=Anonymous]The average health insurance is actually around 20k a year, its just that most people either have employer subsidzing the cost or get subsidies from the government.  You need to start reading the ER bloggers to see how you game the system into giving you cheap insurance.  Root of Good is one playing the game to fine effect, 2 million in assets and gets health insurance for pennies.[/quote]

Not sure this is correct, but I suppose it could be. However, there are many options out there for health insurance.  Some cost more, some cost less. 
I retired this past year at 61, my partner is same age. I also have a 24YO son in law school that I need to cover.
I was paying $1400/month for a HD family plan. Since my son will be 26 and still a student, thus not eligible for my plan due to his age, I moved him onto a student plan at his university. The cost was “only” $300/month. My premium for my plan dropped almost $500/month to about $925. This was a real savings for me so I moved him early to it, knowing I would have had to move him at some point down the road.
I am now investigating other options for my own plan to see if I can find further savings in the marketplace. 
IMO, many people just blindly pay their insurance premiums of all types (health, life, homeowners, Auto...) without doing their due diligence. [/quote]

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