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[quote=Anonymous][quote=Anonymous]Op is doing way better than most people!  His cars and house are paid off.  He appears to have no student loan or consumer debt. He is maxing out his retirement and has FSA.  He is setting aside a nice amount of money in his child's 529 every month.  He has a SAH wife AND his kid is attending private school.

He and his wife also travel to visit parents and help them out.

Op is doing pretty darned good.  Op should be telling DCUM how to do it![/quote]

Yes, I'm not clear what OP is asking about. OP *is* saving. I guess OP wants to save more, but I am not sure for what purpose.

OP, are you on track for retirement? IIRC, one rule of thumb is to have 4 times your gross income by the age of 50 in retirement accounts. Is that where you want to add to your savings? If yes, you can fund a spousal IRA (traditional or Roth) up to $5500/year, and you can also contribute $5500/year to a Roth IRA for yourself.

The main place to cut back is the private school, but I gather that it's needed for your SN kid. Is that correct? Otherwise, you can cut here and there as other PPs have suggested.[/quote]

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