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College and University Discussion
Reply to "Top Colleges Are Cheaper Than You Think (Unless You’re Rich)"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous] o.k., what about your 401K? You can't tap that either if you're under 59 and1/2 years old without a penalty. Why should they count that? It's not really a liquid asset.[/quote] Are 401Ks counted? [quote]A good type of asset to own when applying for financial aid is a retirement account such as an IRA or 401(k). These qualified retirement accounts, whether owned by you or by your child, are not counted at all in determining EFC for purposes of federal financial aid. [/quote] https://www.savingforcollege.com/financial_aid_basics/financial_aid_and_your_savings.php [/quote] I don't believe this for a second. Each school has it's own way of calculating. That link says home equity isn't counted either. Well that's false. It was definitely counted by the school DC is attending in the fall.[/quote]
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