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Reply to "Parents of little kids: What are your college savings goals?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Why is anyone saving? Just pay for it as the bills come due. [/quote] This bill is no different than any other bills you pay. YOu cannot pay with plans, hopes, approaches, and by saying "kids will have to contribute." It actually says "Balance for Spring Semester $29,545 due by January 20, 2018"... Twice a year. Start saving. [/quote] +1. The current IN-STATE cost of attendance (tuition, room, board, fees) at my beloved Alma Mater of William & Mary is $37k. That's right now. And my oldest is 9. Even in-state college tuition is no joke these days.[/quote] And also because, as mentioned up-thread, gains on 529 accounts are not taxed whereas other investment gains are. Over the years, that can be thousands and thousands of dollars so if you know you're going to pay for it anywhere might as well have the money grow tax free.[/quote]
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