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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]If, for some obscure and little-known insuance rule, the pregnancy isn’t covered, why doesn’t she go get a policy now? Pregnancy is not a pre-existing condition. Obamacare changed the rules on this.

I really don’t understand why this insurance “problem” couldn’t be resolved with a simple google search. [/quote]

Only ACA plans (and Medicaid and some employer-sponsored) offer maternity coverage for pregnancies that pre-exist the effective coverage date. She missed the signup deadline for Obamacare plans. [/quote]

All new plans are ACA-compliant plans. ACA is a law, not a plan. Having a baby, or losing current health insurance allows someone to sign up outside the usual enrollment period. Again, this is all easily found via a google search.

https://www.healthcare.gov/glossary/qualifying-life-event/[/quote]

OP, you really need to check with your insurer.  Most plans that didn't have this ACA compliant coverage were grandfathered only for a certain period, which generally has expired.  If you haven't checked on this since the beginning of the year, it's worth checking again.  Policy details sometimes change when the new policy starts Jan. 1.   Also, if she had insurance and maintained continuous coverage, the pregnancy can't be considered "pre-existing" even if she moves to a new policy or the same policy in a new year. [/quote]

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